We can help you with financial constraints

We can grant you a short-term loan, if you justify your need by the existence of special circumstances.

These are the requirements for a short-term loan:

  • You have two directly enforceable guarantees (with income statement).
  • You are registered at one of the eight universities in Karlsruhe or Pforzheim (current certificate of enrolment).

You have to submit the following documents to ensure that your application can be processed:
  • two certified declarations of guarantee (the certification can be obtain at the city hall, county hall, bank or notary office).
  • a merit certificate from each guarantor.
  • the completed application for a loan.
  • the completed application for transfer of the loan / banking data.
  • a direct debit payment from your account.
  • a current certificate of enrolment or the student ID.

If you meet all of the requirements we will grant you an interest-free loan in the amount of 410 €.
The repayment must be made within the next six months.







Information and counselling
Accounting Department
Studentenhaus, room 208
Adenauerring 7
76131 Karlsruhe
Phone: 0721 6909-122 bis -124, -127
Fax 0721 6909-125
fibu@sw-ka.de

Opening hours
Mo.- Thu. 9:00 - 12:00 and
Mo.- Thu. 13:30 - 15:00
Fr. 9:00 - 12:00

Head of department
Thomas Fluhrer

Form download
Here you can download all forms to apply for a graduation loans:
Please note: All documents are in German.